The Buy Here Pay Here Checklist

Here are questions to ask and check out before going to a buy here pay here lot.

Do they report to the credit companies? This is a must otherwise you will be in the same credit position you were when you started.
What is their BBB Rating?Their BBB rating will give you a good indication of how well a buy here pay here dealership handles their customer.
What is the blue book value of the vehicle you are interested in? Or better yet bring your smart phone along so you can look up blue book values. Just remember they are taking a big risk on you so don't expect to pay book value.
Do they offer a warranty? and what is covered in the warranty?
Are there any negative reviews online? Google the dealerships name and complaint or ripoff
Make sure you get a carfax with Buy Here Pay Here Dealers it is especially important
Make sure you have enough down payment $295 down sounds great but most of the time they are too good to be true. bringing plenty of down payment gives you more negotiation power to get the vehicle you really like
Stay close to home - Buy here pay here car lots love to lend to their own backyard. That is because if something goes wrong with the loan they don't have to chase you too far.